FINKURVE
1 call
Concalls & earnings callsFinkurve Financial Services Limited
Every summarised call, newest first. Latest is Q1 FY27, held 13 Aug 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →Finkurve focused on strengthening its technology-enabled gold loan franchise amidst regulatory change, delivering strong YoY AUM growth of 135% while emphasizing governance, risk management, and operational discipline.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| AUM Growth (YoY) | 135% | — | |
| Revenue Growth (YoY) | 89% | — | |
| PAT Growth (YoY) | 65% | — | |
| Gross NPA | 0.54% | — |
Latest guidance
- Target debt-to-equity ratio of 4x to 4.5x for FY27.
- AUM growth guidance of 50% to 60% for FY27.
- Target to increase co-lending share to 15-20% of book by end of FY27.
- Steady-state target ROA of 3-3.5% and ROE of 18% over the next five years.
- Average AUM per branch target of Rs 12-13 crore.
Said on the Q1 FY27 call.
Call history
- Q1 FY27Neutral tone
Finkurve focused on strengthening its technology-enabled gold loan franchise amidst regulatory change, delivering strong YoY AUM growth of 135% while emphasizing governance, risk management, and operational discipline.
- AUM Growth (YoY)
- 135%
- Revenue Growth (YoY)
- 89%