GICRE
1 call
Concalls & earnings callsGeneral Insurance Corporation of India
Every summarised call, newest first. Latest is Q1 FY27, held 17 Aug 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →GIC reported improved underwriting profitability with a focus on portfolio quality over growth, navigating a soft and competitive global reinsurance market.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| Gross Premium Income | ₹13,475.36 Cr | — | |
| Investment Income | ₹3,265.51 Cr | — | |
| Incurred Claim Ratio | 85.04% | — | |
| Combined Ratio | 104.88% | — |
Latest guidance
- Overall growth target is roughly 10%, with foreign expected to grow more than domestic.
- Aiming for a domestic combined ratio of 103 and a foreign combined ratio of 95 over the next 2-3 years.
- Targeting a 60/40 domestic/international premium mix in the medium term, with 50/50 as a long-term goal.
- Will review growth targets mid-year based on experience.
Said on the Q1 FY27 call.
Call history
- Q1 FY27Cautious tone
GIC reported improved underwriting profitability with a focus on portfolio quality over growth, navigating a soft and competitive global reinsurance market.
- Gross Premium Income
- ₹13,475.36 Cr
- Investment Income
- ₹3,265.51 Cr