LAXMIINDIA
1 call
Concalls & earnings callsLaxmi India Finance Limited
Every summarised call, newest first. Latest is Q1 FY27, held 13 Aug 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →Laxmi India Finance delivered a strong start to FY27 with robust growth in AUM and profitability, driven by lower funding costs and disciplined expansion, while remaining watchful on asset quality in the vehicle finance segment.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| AUM | ₹1,721.7 Cr | 28% YoY | |
| Own Book | ₹1,626.9 Cr | 31.7% YoY | |
| Disbursement | ₹232 Cr | ~40% YoY | |
| Net Interest Income | ₹47.1 Cr | 39% YoY |
Latest guidance
- Target AUM growth of approximately 30% to 35% annually.
- PAT growth target of approx 40% to 45% for the current financial year (FY27).
- ROA target of 3.5% to 3.75%.
- Expect another 20-25 bps reduction in cost of borrowing over coming quarters, assuming stable rates.
- Plan to raise further capital of around INR300 crores in the next financial year.
Said on the Q1 FY27 call.
Call history
- Q1 FY27Positive tone
Laxmi India Finance delivered a strong start to FY27 with robust growth in AUM and profitability, driven by lower funding costs and disciplined expansion, while remaining watchful on asset quality in the vehicle finance segment.
- AUM
- ₹1,721.7 Cr28% YoY
- Own Book
- ₹1,626.9 Cr31.7% YoY