LICHSGFIN
1 call
Concalls & earnings callsLIC Housing Finance Limited
Every summarised call, newest first. Latest is Q1 FY27, held 3 Sept 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →The company delivered its best annual performance across key financial metrics, focusing on cost efficiency, liability diversification, and asset quality improvement while targeting double-digit growth.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| Loan Book | ₹3,20,707 Cr | — | |
| Total Disbursement | ₹66,544 Cr | — | |
| Revenue from Operations | ₹28,765 Cr | — | |
| Profit After Tax | ₹5,595 Cr | — |
Latest guidance
- Target to deliver sustainable double-digit disbursement and AUM growth.
- Target a Gross NPA ratio of 1.9% for the current financial year.
- Aim to maintain healthy ROA and ROE.
- Focus on deepening presence in Tier 2 & 3 cities and strengthening digital origination and collections.
- Plan to diversify into LAP and LRD segments for better margins.
Said on the Q1 FY27 call.
Filed results
Reported quarterly history
From filed quarterly results. YoY and QoQ compare each metric on the same accounting basis.
| Quarter | Revenue | Net profit (PAT) | Basic EPS |
|---|---|---|---|
| Q3 FY25 | ₹7,069.99 Cr+3.9% YoY+1.9% QoQ | ₹1,434.89 Cr+22.8% YoY+8.1% QoQ | ₹26.09+23% YoY+8.1% QoQ |
| Q2 FY25 | ₹6,937.72 Cr+2.5% YoY+2.1% QoQ | ₹1,327.79 Cr+11.2% YoY+1.6% QoQ | ₹24.14+11.4% YoY+1.6% QoQ |
| Q1 FY25 | ₹6,796.85 Cr+0.6% YoY-2.2% QoQ | ₹1,306.40 Cr-1% YoY+20.7% QoQ | ₹23.75-1% YoY+20.7% QoQ |
| Q4 FY24 | ₹6,948.21 Cr+8% YoY+2.1% QoQ | ₹1,081.91 Cr-9.2% YoY-7.4% QoQ | ₹19.67-9.1% YoY-7.3% QoQ |
| Q3 FY24 | ₹6,804.19 Cr+16% YoY+0.6% QoQ | ₹1,168.92 Cr+153.4% YoY-2.1% QoQ | ₹21.21+152.5% YoY-2.1% QoQ |
Call history
- Q1 FY27Positive tone
The company delivered its best annual performance across key financial metrics, focusing on cost efficiency, liability diversification, and asset quality improvement while targeting double-digit growth.
- Loan Book
- ₹3,20,707 Cr
- Total Disbursement
- ₹66,544 Cr