MANAPPURAM
1 call
Concalls & earnings callsManappuram Finance Limited
Every summarised call, newest first. Latest is Q1 FY27, held 11 Aug 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →Strong quarter driven by gold loan growth, improved yields, and a return to profitability for the microfinance business.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| Consolidated AUM | ₹69,635 Cr | 9% QoQ | |
| Consolidated Revenue | ₹3,033 Cr | 16% QoQ | |
| Consolidated PAT | ₹585 Cr | 45% QoQ | |
| Gold Loan AUM | ₹57,006 Cr | 12% QoQ |
Latest guidance
- Gold loan growth expected to be around 25%-30% for FY27.
- Gold loan yield expected to be around 18%, +/- 25 bps.
- Plan to open 500 branches in FY27.
- Target ROA of 3.5%-4% and ROE of 15%-18%, aiming for ~18% ROE in three years.
- Microfinance business to be contained below 10% of consolidated AUM.
- Vehicle finance disbursements paused for the year.
Said on the Q1 FY27 call.
Filed results
Reported quarterly history
From filed quarterly results. YoY and QoQ compare each metric on the same accounting basis.
| Quarter | Revenue | Net profit (PAT) | Basic EPS |
|---|---|---|---|
| Q3 FY25 | ₹2,559.72 Cr+11% YoY-2.8% QoQ | ₹278.46 Cr-51.6% YoY-51.3% QoQ | ₹3.29-51.5% YoY-51.3% QoQ |
| Q2 FY25 | ₹2,633.10 Cr+22.1% YoY+5.8% QoQ | ₹572.08 Cr+2% YoY+2.8% QoQ | ₹6.75+2% YoY+2.6% QoQ |
| Q1 FY25 | ₹2,488.22 Cr+22.8% YoY+5.4% QoQ | ₹556.52 Cr+11.7% YoY-1.2% QoQ | ₹6.58+11.9% YoY-1.2% QoQ |
| Q4 FY24 | ₹2,359.77 Cr+33.9% YoY+2.4% QoQ | ₹563.49 Cr+38.6% YoY-2.1% QoQ | ₹6.66+35.6% YoY-1.9% QoQ |
| Q3 FY24 | ₹2,305.28 Cr+34.5% YoY+6.9% QoQ | ₹575.31 Cr+46.2% YoY+2.6% QoQ | ₹6.79+46% YoY+2.6% QoQ |
Call history
- Q1 FY27Positive tone
Strong quarter driven by gold loan growth, improved yields, and a return to profitability for the microfinance business.
- Consolidated AUM
- ₹69,635 Cr9% QoQ
- Consolidated Revenue
- ₹3,033 Cr16% QoQ