POONAWALLA
1 call
Concalls & earnings callsPoonawalla Fincorp Limited
Every summarised call, newest first. Latest is Q2 FY27, held 9 Oct 2026.
Latest quarter
Q2 FY27 snapshot
Open full brief →Q2FY27 was presented as an inflection quarter where 10.4% quarter-on-quarter AUM growth to ₹74,008 crore combined with NIM plus fees expansion to 9.26% and credit cost decline to 2.19% lifted ROA to 2.18%.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| AUM | ₹74,008 Cr | +10.4% QoQ | |
| Profit after tax | ₹375 Cr | +21.8% QoQ | |
| ROA | 2.18% | +20-basis point improvement over the previous quarter | |
| NIM plus fees | 9.26% | +16 bps QoQ |
Latest guidance
- On track to add a total of approximately 200 new gold loan branches in this financial year
- Opex-to-AUM movement sits within the 10 to 25 basis point range guided for
Said on the Q2 FY27 call.
Filed results
Reported quarterly history
From filed quarterly results. YoY and QoQ compare each metric on the same accounting basis.
| Quarter | Revenue | Net profit (PAT) | Basic EPS |
|---|---|---|---|
| Q3 FY25 | ₹1,057.03 Cr+38.6% YoY+6.9% QoQ | ₹18.73 Cr-92.9% YoYTurned profitable QoQ | ₹0.24-93% YoYTurned positive QoQ |
| Q2 FY25 | ₹988.87 Cr+33.9% YoY+1.2% QoQ | ₹-471.04 CrTurned loss-making YoYTurned loss-making QoQ | ₹-6.10Turned negative YoYTurned negative QoQ |
| Q1 FY25 | ₹977.59 Cr+41% YoY+6.8% QoQ | ₹291.64 Cr+29% YoY-12.1% QoQ | ₹3.79+45.8% YoY-12.1% QoQ |
| Q4 FY24 | ₹915.00 Cr+58.7% YoY+20% QoQ | ₹331.70 Cr+67.1% YoY+25.1% QoQ | ₹4.31+82.6% YoY+24.9% QoQ |
| Q3 FY24 | ₹762.61 Cr+9.3% YoY+3.2% QoQ | ₹265.14 Cr+45.3% YoY-69.2% QoQ | ₹3.45+45% YoY-69% QoQ |
Call history
- Q2 FY27Positive tone
Q2FY27 was presented as an inflection quarter where 10.4% quarter-on-quarter AUM growth to ₹74,008 crore combined with NIM plus fees expansion to 9.26% and credit cost decline to 2.19% lifted ROA to 2.18%.
- AUM
- ₹74,008 Cr+10.4% QoQ
- Profit after tax
- ₹375 Cr+21.8% QoQ