SAMMAANCAP
1 call
Concalls & earnings callsSammaan Capital Limited
Every summarised call, newest first. Latest is Q1 FY27, held 13 Aug 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →The quarter marks the start of a multi-decade compounding journey post-IHC ownership, characterized by asset growth, liability franchise strengthening, and a digital-first strategy.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| Assets Under Management | ₹56,239 Cr | — | |
| Profit After Tax | ₹243 Cr | — | |
| Disbursements | ₹3,875 Cr | — | |
| Capital Adequacy | 20.1% | — |
Latest guidance
- Cost of funds to decline to 9.3% by end of FY27, with incremental cost reaching 8.5%.
- Disbursement target of INR10,000 crores for H1 FY27 and INR20,000 crores for H2 FY27.
- Full-year FY27 disbursement target of INR30,000 crores.
- Targeting domestic AAA and international BB+ ratings in FY27-FY28.
- Branch network to expand from ~240 to 270 branches.
- Cost-to-income to be around 50% in FY27, targeting 30%-35% by FY29.
- Digital app to go live in H2 FY27.
- Disbursement mix to shift from 90% secured / 10% unsecured in FY27 to 80%/20% in FY28.
Said on the Q1 FY27 call.
Filed results
Reported quarterly history
From filed quarterly results. YoY and QoQ compare each metric on the same accounting basis.
| Quarter | Revenue | Net profit (PAT) | Basic EPS |
|---|---|---|---|
| Q3 FY25 | ₹2,016.52 Cr-5.9% YoY-16.8% QoQ | ₹302.44 Cr-0.1% YoYTurned profitable QoQ | ₹4.17-34.5% YoYTurned positive QoQ |
| Q2 FY25 | ₹2,422.49 Cr+8.8% YoY+9.8% QoQ | ₹-2,760.72 CrTurned loss-making YoYTurned loss-making QoQ | ₹-44.23Turned negative YoYTurned negative QoQ |
| Q1 FY25 | ₹2,206.67 Cr+16.1% YoY+0.1% QoQ | ₹326.76 Cr+11% YoY+2.3% QoQ | ₹5.43-17.7% YoY-4.7% QoQ |
| Q4 FY24 | ₹2,204.61 Cr+6.2% YoY+2.9% QoQ | ₹319.43 Cr+21.6% YoY+5.6% QoQ | ₹5.70-1.9% YoY-10.5% QoQ |
| Q3 FY24 | ₹2,142.65 Cr-8.4% YoY-3.8% QoQ | ₹302.61 Cr+4% YoY+1.6% QoQ | ₹6.37-1.8% YoY-2.6% QoQ |
Call history
- Q1 FY27Positive tone
The quarter marks the start of a multi-decade compounding journey post-IHC ownership, characterized by asset growth, liability franchise strengthening, and a digital-first strategy.
- Assets Under Management
- ₹56,239 Cr
- Profit After Tax
- ₹243 Cr