INDIASHLTR
1 call
Concalls & earnings callsIndia Shelter Finance Corporation Limited
Every summarised call, newest first. Latest is Q1 FY27, held 7 Aug 2026.
Latest quarter
Q1 FY27 snapshot
Open full brief →Reported disbursements were temporarily depressed due to a one-time accounting shift to check realization, while asset quality pressures persisted but are expected to stabilize.
| Metric | This quarter | Change | Five-quarter trend |
|---|---|---|---|
| Gross AUM | ₹11,284 Cr | 24% YoY | |
| Stage 3 Assets | 1.5% | up 30 bps | |
| PAT | ₹143 Cr | 23% YoY | |
| Return on Equity | 17.5% | up 30 bps YoY |
Latest guidance
- Branch addition of around 40-45 for the year.
- Maintain spreads of more than 6% in the medium term.
- Credit Cost of around 40-50bps.
- Loan growth of around 25-30% for FY27.
Said on the Q1 FY27 call.
Filed results
Reported quarterly history
From filed quarterly results. YoY and QoQ compare each metric on the same accounting basis.
| Quarter | Revenue | Net profit (PAT) | Basic EPS |
|---|---|---|---|
| Q3 FY25 | ₹304.25 Cr+45.7% YoY+7.7% QoQ | ₹96.14 Cr+54.3% YoY+6.7% QoQ | ₹8.94+32.4% YoY+6.4% QoQ |
| Q2 FY25 | ₹282.56 Cr— YoY+12.3% QoQ | ₹90.07 Cr— YoY+7.8% QoQ | ₹8.40— YoY+7.7% QoQ |
| Q1 FY25 | ₹251.54 Cr— YoY+7.1% QoQ | ₹83.53 Cr— YoY+7.2% QoQ | ₹7.80— YoY+7.1% QoQ |
| Q4 FY24 | ₹234.76 Cr— YoY+12.4% QoQ | ₹77.93 Cr— YoY+25.1% QoQ | ₹7.28— YoY+7.9% QoQ |
| Q3 FY24 | ₹208.87 Cr— YoY— QoQ | ₹62.31 Cr— YoY— QoQ | ₹6.75— YoY— QoQ |
Call history
- Q1 FY27Cautious tone
Reported disbursements were temporarily depressed due to a one-time accounting shift to check realization, while asset quality pressures persisted but are expected to stabilize.
- Gross AUM
- ₹11,284 Cr24% YoY
- Stage 3 Assets
- 1.5%up 30 bps